Why You Need Snowmobile Insurance

Did you know that snowmobiles usually are not covered by renters, homeowners, or auto insurance policies? It’s wintertime and snow is here in Upstate New York. If you take advantage of the winter recreational activity of snowmobiling, make sure both you and your sled are protected.

Call us to talk about options and get a free quote. Our team will take the time to discuss with you your options for snowmobile insurance, what’s covered, the kind of protection you need, discounts available and how claims are filed.

Have proof of insurance on hand when you ride.

As stated on the New York Parks Website, proof of insurance must be carried by the snowmobiler and must be displayed on request of any magistrate, law enforcement office, or anyone who has suffered personal injury or property damage as a result of the snowmobiler’s actions.


Take your sled on the road?

All snowmobiles and ATV’s operated on any part of a roadway or shoulder of a highway in NY must be covered by minimum liability insurance. With multiple companies to choose from, we can get you the best price and avoid expensive tickets.


What’s covered?

Snowmobile insurance typically helps cover you and your sled in a number of ways. For instance, a snowmobile insurance policy may help pay to repair damage to your sled or prevent you from paying out of pocket if you injure another person or damage their property while riding your snowmobile.


To request your free quote, contact us via email or phone 585-750-3246.


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